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Key Points: The experience of the high inflation 1970s and its aftermath hold key lessons for today. In particular, that once high inflation becomes entrenched in expectations that it will stay high, inflation is very hard to get back down but also that there are...
This outlook provides a recap of 2022 and the difficulties faced by investors as well as the investment returns looking back and forcast for 2023. There are reasons to be positive looking forward to 2023 however, there will likely be volatility along the way. To read...
Key Points: 2022 was dominated by high inflation, rising interest rates, war in Ukraine & recession fears. This hit bonds & shares hard, driving losses for balanced growth super funds. 2023 is likely to remain volatile and a retest of 2022 lows for shares is...
Key Points: 2022 was dominated by high inflation, rising interest rates, war in Ukraine & recession fears. This hit bonds & shares hard, driving losses for balanced growth super funds. 2023 is likely to remain volatile and a retest of 2022 lows for shares is...
Key Points: Australian national average home prices fell another 1% in November and are now down by 6.9% from their high, having seen their steepest fall in the last forty years. Rising mortgage rates are the main driver of the slump and there is likely...
Key Points: The surge in inflation should start to reverse next year. However, five structural trends suggest higher medium term inflation pressures than pre-pandemic. These are: a move away from economic rationalist policies; the reversal of globalisation; rising defence spending; climate change & decarbonisation; &...
Key Points: Yet another revenue windfall and the offsetting of new spending with savings has resulted in sharply lower budget deficits this year and next, with the deficit this year expected to be $36.9bn (down from $78bn in March). This avoids adding to inflation and...
Key Points: The increasing noise around economies and investment markets – associated with a more volatile global economic and geopolitical backdrop along with the rise of social media – highlights the need for investors to have a disciplined approach to investing. Economic and investment forecasts...
North are increasing security in North Online and the North mobile app by enforcing Two Factor Authentication (2FA) for all clients in November 2022, currently this is only optional. 2FA is an extra layer of security, in addition to login details (username and password) and...
Key Points: The RBA sensibly dropped back to a 0.25% hike this month taking the cash rate to 2.6%. Its still signalling more hikes ahead though. Slowing the pace of rate hikes makes sense: the RBA needs to allow time to assess the impact of...
